Agri-Clinics and Agri-Business Centres
Free training for agriculture graduates and diploma holders to start a farm-service business, then a back-ended subsidy on the bank loan for it.
- Lead benefit
- 44%of the cost, at most
- Components
- 2each read from the document
- Who can apply
- 5kinds of applicant
- Closing date
- Noneapply any time
What it pays
36% of the project cost (44% for women, SC/ST and NE and Hill states), counted on a project of up to ₹20 lakh.
What the document says, word for word
The subsidy is counted on a Total Financial Outlay of at most ₹20 lakh for one person (₹25 lakh for an “exceptionally successful” venture, para 5.2.2; up to ₹100 lakh for a group of 5 or more), and can never exceed the loan amount (para 6.3.1). It is back-ended: held by the bank and adjusted against the loan. Hill States: the training clause (para 4.4.1) also names Ladakh, but the subsidy claim format names only J&K, H.P. and Uttarakhand, so we apply 44% in Ladakh only through the women/SC/ST categories. The document does not list the North-Eastern states by name; we use the eight states of the North-Eastern Region.
“It will be 44% of project cost or Total Financial Outlay (TFO) for women, SC/ST/ PwP & all categories of candidates from NE and Hill states and 36% of total project cost or TFO for all others.”A 45-day agri-entrepreneur training, paid for by the scheme.
What the document says, word for word
Open to candidates aged 21 to 60 with a degree, 3-year diploma or post-graduate diploma in agriculture or an allied subject, and at least a one-year gap after the qualification. Serving persons, and retired persons drawing a pension, are not eligible for the subsidy (para 3).
“The scheme covers full financial support for training and hand holding, provision of loan and credit linked back ended composite subsidy as per the details given in the following section.”How much can I claim?
This clause does not fund this applicant type (6.3.1 (p.16); 5.2.1 (p.12)).
The subsidy is counted on a Total Financial Outlay of at most ₹20 lakh for one person (₹25 lakh for an “exceptionally successful” venture, para 5.2.2; up to ₹100 lakh for a group of 5 or more), and can never exceed the loan amount (para 6.3.1). It is back-ended: held by the bank and adjusted against the loan. Hill States: the training clause (para 4.4.1) also names Ladakh, but the subsidy claim format names only J&K, H.P. and Uttarakhand, so we apply 44% in Ladakh only through the women/SC/ST categories. The document does not list the North-Eastern states by name; we use the eight states of the North-Eastern Region.
Who can apply
- Other farmer
- SC farmer
- ST farmer
- Woman farmer
- Agri entrepreneur
Papers you need
- Aadhaar number, or Aadhaar enrolment slip with another photo ID (para 4.2.3)
- Degree or diploma certificate in agriculture or an allied subject (para 3)
- Project report (DPR) for the bank (para 4.3.6(iii))
How to apply
- Apply online on acabcmis.gov.in and pay the ₹500 application fee (para 4.2.2).
- Attend screening and an interview at the Nodal Training Institute (para 4.2.5).
- Complete the 45-day training; in the last week you prepare a project report (DPR) and submit it to a bank (para 4.3.3, 4.3.6(iii)).
- The bank sanctions the loan and claims the subsidy from NABARD; it is held in a Subsidy Reserve Fund account and adjusted at the end of the loan (para 6.3.2).
Applying is free. Never pay anyone to apply for you.
When to apply
The guidelines set no closing date.
Combining with other schemes
The documents do not say whether this can be combined with other schemes. Ask the implementing office before you count on both.