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Private, free guide — not a government website. Apply only on the official portal.

Zero to Hero · your personal plan

Tell us where you stand. We’ll map every scheme from here to the top.

Pick who you are, your state and what you want to build. You get a step-by-step path — each step with the central and state schemes you qualify for, read from 405 government documents.

1Who are you today?

2What do you want to grow into?

Your path · Small farmer — up to 2 hectares

From two cows to your own milk brand

Schemes on your path
21
State schemes
—
Fixed sums printed, best per step
₹2,000
Paid to you every year
₹42,000

Choose your state above to add its own schemes to every step.

  1. Month 0–3Zero
    Month 0–3

    Papers, protection, cheap credit

    Land record or tenancy proof, bank account linked to Aadhaar, Farmer ID. Then crop or animal insurance and a Kisan Credit Card. Landless? Join a self-help group first.

    ₹6,000a yearPradhan Mantri Kisan Samman Nidhi3%interest relief a yearKisan Credit Card — Modified Interest Subvention Scheme2%premium you pay at most, kharif food grains & oilseedsPradhan Mantri Fasal Bima Yojana₹2,00,000accident cover for ₹20 a yearPradhan Mantri Suraksha Bima Yojana₹2,00,000life cover for ₹436 a yearPradhan Mantri Jeevan Jyoti Bima Yojana₹36,000a yearPradhan Mantri Kisan Maan-Dhan Yojana
  2. Year 11
    Year 1

    Start with two good animals

    Grow green fodder first, then buy two high-yield cows or buffaloes. Insure them the day they arrive; vaccination and the 1962 vet van are free.

    FreeFMD vaccination every six months and one-time brucellosis vaccination of female calves, with vaccine, ear tag and vaccinator paid 100% by the CentreLivestock Health and Disease Control Programme (incl. NADCP and 1962 Mobile Veterinary Units)85% of premiumpaid by government; you pay 15%Livestock Insurance under the National Livestock Mission50%of the cost, at mostRashtriya Gokul Mission (revised)status not confirmed
  3. Year 22
  4. Year 33
  5. Year 4–5Hero
    Year 4–5

    Process, brand, sell direct

    Turn produce into a product: a small processing unit, packing and your own label. Capital subsidy and cheap loans are built for this step.

    35%of the cost, at mostPM Formalisation of Micro Food Processing Enterprisesstatus not confirmed100%of the cost, at mostBiogas Programme (National Bioenergy Programme)35%of the cost, at mostNational Horticulture Board — commercial horticulture and cold storage subsidy50%of the cost, at mostPM Kisan SAMPADA Yojana — Integrated Cold Chain & Value Addition Infrastructure

Amounts are the most each scheme pays, read from its government document. You usually claim one scheme per item, and percentage subsidies are not added into the fixed-sum total. Confirm on the official portal before you apply.

The ten rungs every farmer climbs

  1. 01Get on the recordEvery scheme starts here. Without land papers, a bank account and a farmer ID, no money can reach you.
  2. 02Protect what you haveOne bad season should not wipe you out. Insure the crop, the animals and your old age.
  3. 03Borrow cheap, never from the moneylenderA Kisan Credit Card gives crop loans at a subsidised rate, and lower still when you repay on time.
  4. 04Know your soil, cut input costsTest the soil, use only what it needs, and move towards organic or natural farming with support.
  5. 05Make every drop countDrip, sprinklers, farm ponds and solar pumps — the biggest subsidies a small farmer can get.
  6. 06Machines, owned or hiredBuy a machine with a subsidy, or hire it from a custom hiring centre for a fraction of the cost.
  7. 07Add a second incomeFruit, vegetables, dairy, goats, fish, bees or mushrooms — each has its own mission with a capital subsidy.
  8. 08Store, grade, sell laterSelling at harvest means selling cheap. A store, pack house or cold room lets you wait for the price.
  9. 09Join handsAn FPO or cooperative buys inputs cheaper, sells in bulk and gets grants no single farmer can.
  10. 10Run a farm businessProcess, pack and brand what you grow. This is where a farmer becomes an entrepreneur.
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