Interest assistance to livestock keepers for setting up farms of 1 to 20 desi milch animals (cows and buffaloes), Gujarat
Shown as running by: Gujarat GR: dairy-farm interest and capital assistance schemes and calf rearing (₹53.60 crore), 2026-27 (1 Apr 2026, ઠરાવ table row (1): ₹9.00 crore for 2026-27)
Livestock keepers who take a bank loan to set up a farm of 1 to 20 desi cows and buffaloes have the loan interest paid by the state — the bank’s rate or 12%, whichever is lower — on the lower of the NABARD unit cost and the loan, for up to five years.
- Lead benefit
- Interest up to 12%a year, up to 5 years
- Components
- 1each read from the document
- Who can apply
- Allapplicants
- Closing date
- Seasonalsee “When to apply”
What it pays
The full interest on the loan (bank rate, capped at 12% a year) on the lower of the NABARD unit cost and the loan, until repaid or for 5 years.
What the document says, word for word
The state pays the bank’s rate, so if your bank charges less than 12% you get that lower rate; the NABARD unit cost that caps the counted loan is not printed in the GR. Desi breeds get priority; crossbred units follow the state breeding policy. Keep the unit for 5 years and replace any animal that dies at your own cost (conditions 8, 11). No second unit until this loan is repaid (condition 12).
“નાબાર્ડ દ્વારા નક્કી થયેલ પશુ એકમની કિંમત અથવા બેંક પશુખરીદી કરવા એકમદીઠ ધિરાણ બંનેમાંથી જે ઓછુ હોય, તેના ઉપર બેંક દ્વારા નક્કી કરેલ ધિરાણનો દર અથવા ૧૨% બંનેમાથી જે ઓછુ હોય તે ચુકવવાનુ રહેશે.”How much can I claim?
Loan interest paid by the state — bank rate up to 12% a year, for up to 5 years
The state pays the bank’s rate, so if your bank charges less than 12% you get that lower rate; the NABARD unit cost that caps the counted loan is not printed in the GR. Desi breeds get priority; crossbred units follow the state breeding policy. Keep the unit for 5 years and replace any animal that dies at your own cost (conditions 8, 11). No second unit until this loan is repaid (condition 12).
Who can apply
- All applicants
Papers you need
- Loan papers, attached with the claim (condition 2)
- Animal health certificate (condition 6)
How to apply
- Apply on the i-Khedut portal (Annexure-1, condition 5).
- Take the loan from any RBI-approved bank in 2026-27, or within one year of the sanction order (condition 2).
- Get a health certificate for the animals from the veterinary officer (condition 6).
- The interest is credited half-yearly or yearly to your loan account by DBT — never as cash (condition 9).
Applying is free. Never pay anyone to apply for you.
When to apply
Loans taken in 2026-27 (or within a year of sanction).
Combining with other schemes
The documents do not say whether this can be combined with other schemes. Ask the implementing office before you count on both.