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Scheme running

Pledge loan scheme for farmers through market committees (Karnataka Agricultural Marketing Department)

Shown as running by: Karnataka Agricultural Marketing Department: RTI 4(1)(b) disclosure 2025-26 (12 Jun 2026) (12 Jun 2026, Item 12 (RTI s.4(1)(b)(xii)), concession scheme 1 “ಅಡಮಾನ ಸಾಲ ಯೋಜನೆ”)

APMC pledge loan on produce (Karnataka) · Department of Agricultural Marketing (APMCs), Government of Karnataka · State scheme

Market committees give farmers a 6-month loan against their stored produce of up to ₹2,00,000 or 60% of its value, whichever is less, with no interest for the first month; the committee bears the storage insurance and other costs.

Loans & interest helpStorage & cold chain
Lead benefit
up to ₹2,00,000loan on stored produce, first month interest-free
Components
1each read from the document
Who can apply
Allapplicants
Closing date
Noneapply any time

What it pays

up to ₹2,00,000loan on stored produce, first month interest-free

A 6-month loan against your produce of up to ₹2,00,000 or 60% of its value (whichever is less), interest-free for the first month, with storage insurance paid by the market committee.

Read from Karnataka Agricultural Marketing Department: RTI 4(1)(b) disclosure 2025-26 (12 Jun 2026) · clause Item 12 (RTI s.4(1)(b)(xii)), concession scheme 1 “ಅಡಮಾನ ಸಾಲ ಯೋಜನೆ” · p. pp.34–35 · Our copy (PDF)
What the document says, word for word

The disclosure does not print the interest rate after the first month; ask the APMC before pledging.

“ಈ ಯೋಜನೆಯಡಿ ರೈತರಿಗೆ ಅವರ ಉತ್ಪನ್ನಗಳ ಆಧಾರದ ಮೇಲೆ ಅಲ್ಪಾವಧಿ (6 ತಿಂಗಳ ಅವಧಿಗೆ) ಸಾಲವನ್ನು ನೀಡಲಾಗುತ್ತದೆ. ಸಾಲದ ಗರಿಷ್ಠ ಮೊತ್ತ ರೂ.2,00,000-00 ಅಥವಾ ಉತ್ಪನ್ನದ ಮೌಲ್ಯದ ಶೇ.60ರಷ್ಟು ಇದರಲ್ಲಿ ಯಾವುದು ಕಡಿಮೆಯೋ ಅಷ್ಟು. ಸಾಲ ನೀಡಿದ ಮೊದಲ ತಿಂಗಳಿಗೆ ಯಾವುದೇ ಬಡ್ಡಿಯನ್ನು ವಿಧಿಸಲಾಗುವುದಿಲ್ಲ. ಈ ಯೋಜನೆಯಡಿ ಉತ್ಪನ್ನಗಳ ದಾಸ್ತಾನು ಇಡಲು ಆಗುವಂತಹ ವಿಮೆ ಹಾಗೂ ಇನ್ನಿತರೆ ವೆಚ್ಚಗಳನ್ನು ಮಾರುಕಟ್ಟೆ ಸಮಿತಿಯೇ ಭರಿಸುತ್ತದೆ.”

How much can I claim?

Loan up to ₹2,00,000 or 60% of the produce value (whichever is less) for 6 months; no interest for the first month; storage insurance and other costs borne by the APMC.

Read from Karnataka Agricultural Marketing Department: RTI 4(1)(b) disclosure 2025-26 (12 Jun 2026) · clause Item 12 (RTI s.4(1)(b)(xii)), concession scheme 1 “ಅಡಮಾನ ಸಾಲ ಯೋಜನೆ” · p. pp.34–35 · Our copy (PDF)

The disclosure does not print the interest rate after the first month; ask the APMC before pledging.

Who can apply

  • All applicants

Papers you need

    How to apply

    1. Ask the Secretary of your Agricultural Produce Market Committee (APMC) — the market committees run the scheme (p.35).
    2. Store your produce as the committee directs; the loan is fixed on its value (p.35).
    3. The district Deputy/Assistant Director of Agricultural Marketing also gives details (p.35).
    Apply on the official portal ↗

    Applying is free. Never pay anyone to apply for you.

    When to apply

    The guidelines set no closing date.

    Combining with other schemes

    The documents do not say whether this can be combined with other schemes. Ask the implementing office before you count on both.

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