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Crop insurance with the farmer’s premium paid by the Government of Puducherry

Funded, but no order confirms it is still open: Puducherry Budget Speech 2025-26 (Chief Minister N. Rangasamy, 12.03.2025) (12 Mar 2025, Para 9 — the Government will bear the farmers’ premium for coconut under RWBCIS from 2025-26, “as it is provided for other crops”)

Puducherry crop insurance premium paid by UT · Department of Agriculture & Farmers Welfare, Government of Puducherry · State scheme

In Puducherry the farmer pays nothing for crop insurance: the UT government pays the farmer’s share of the PMFBY premium for all crops, and from 2025-26 also for coconut under the weather-based scheme.

Crop & farmer insurance
Lead benefit
0%premium you pay at most, kharif food grains & oilseeds
Components
1each read from the document
Who can apply
6kinds of applicant
Closing date
Seasonalsee “When to apply”

What it pays

0%premium you pay at most, kharif food grains & oilseeds

You pay no crop-insurance premium: the Government of Puducherry pays the farmer’s share for every notified crop.

Read from Puducherry Agriculture Department — State Plan Schemes page · clause 5. Welfare Board for Agricultural Labourers and Promoting Crop Insurance — Comprehensive Crop Insurance Scheme · p. web page, section 5 · Our copy (PDF)
What the document says, word for word

Without this, PMFBY would charge you 2% (kharif), 1.5% (rabi) or 5% (annual/horticultural crops) of the sum insured. The Budget Speech 2025-26 (para 9) extends the same premium waiver to coconut under RWBCIS.

“by extending 100% subsidy on the premium payable by the farmers to cover all the loanee and non-loanee farmers under the scheme by the Government of Puducherry.”

How much can I claim?

Enter sum insured to see the figure.

Read from Puducherry Agriculture Department — State Plan Schemes page · clause 5. Welfare Board for Agricultural Labourers and Promoting Crop Insurance — Comprehensive Crop Insurance Scheme · p. web page, section 5 · Our copy (PDF)

Without this, PMFBY would charge you 2% (kharif), 1.5% (rabi) or 5% (annual/horticultural crops) of the sum insured. The Budget Speech 2025-26 (para 9) extends the same premium waiver to coconut under RWBCIS.

Who can apply

  • Other farmer
  • Small or marginal farmer
  • SC farmer
  • ST farmer
  • Woman farmer
  • Tenant or sharecropper

Papers you need

    How to apply

    1. Loanee farmers are covered through their bank; non-loanee farmers enrol at the bank, a Common Service Centre or on pmfby.gov.in before the season’s cut-off date (State Plan Schemes page, item 5).
    2. Your share of the premium is paid by the Government of Puducherry — do not pay it yourself (State Plan Schemes page, item 5; Budget Speech 2025-26, para 9).
    3. For coconut, ask your Agricultural Officer about enrolment under the Restructured Weather Based Crop Insurance Scheme (para 9).
    Apply on the official portal ↗

    Applying is free. Never pay anyone to apply for you.

    When to apply

    Season-wise cut-off dates notified under PMFBY.

    Combining with other schemes

    The documents do not say whether this can be combined with other schemes. Ask the implementing office before you count on both.

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