World’s Largest Grain Storage Plan in the Cooperative Sector
Shown as running by: Grain Storage Plan — key amendments (updated 16 Sep 2026) (undated, Items 3–6 (scope widened to all eligible cooperative societies, 12.11.2025; PACS selection relaxed, 05.01.2026; FCI 9-year hiring assurance, 22.09.2025; WDRA relaxations, 04.06.2026))
PACS and other eligible cooperative societies build godowns and other farm infrastructure by combining existing schemes: a 3% AIF interest subvention plus NABARD refinance that brings the PACS loan to about 1%, a 33.33% AMI capital subsidy on the godown, and a 9-year hiring assurance from FCI for eligible godowns.
- Lead benefit
- ≈1%effective interest on a PACS godown loan
- Components
- 3each read from the document
- Who can apply
- 1kinds of applicant
- Closing date
- Noneapply any time
What it pays
NABARD refinances the cooperative bank at 3% so the PACS gets its godown loan at 4%; with the 3% AIF interest subvention, the PACS pays about 1%.
What the document says, word for word
The 3% AIF subvention itself is the Agriculture Infrastructure Fund’s benefit (interest capped at 9%, loans up to ₹2 crore per project; SOP Annexure V-I). Since 24.09.2025 the AIF credit-guarantee period is 2+8 years, and NABSanrakshan guarantee cover is also open to these projects (amendments, items 1–2).
“ख) विशेष पुनर्वित्त योजना के अधीन MSC के रूप में पैक्स के लिए StCBs को 3% के दर से पुनर्वित्त उपलब्ध कराना जो पैक्स को 4% की दर पर आगे ऋण उपलब्ध कराएंगे (1% के मार्जिन को DCCBs और StCBs के बीच साझा किया जाएगा) । … 5 अन्न भंडारण | DCCB/StCB को पुनर्वित्त | NABARD द्वारा StCB/DCCB को @ 3% पर पुनर्वित्त इससे DCCB/StCB से @ 1% पर ऋण लेने में PACS को सहायता प्राप्त होगी”A PACS gets a 33.33% AMI capital subsidy on its godown: ₹2,333 per tonne of capacity for 50–1,000 tonnes and ₹2,000 per tonne above 1,000 tonnes (₹2,666.40 per tonne in the North-East, Sikkim, the islands and hill areas); the PACS puts in 10% margin money.
What the document says, word for word
This is the AMI sub-scheme of ISAM (Ministry of Agriculture), as the plan’s SOP prints it for PACS; NABARD is the channelising agency. A PACS may also get extra subsidy for boundary wall, internal road, drainage, weighbridge, grading-packing, quality testing and fire-fighting, up to 1/3 of the godown subsidy or the actual, whichever is less (p.33). We did not find a separate 2026-27 budget line for AMI in the Union Expenditure Budget, so confirm the current rate with NABARD before relying on it.
“PACS @ 33.33% पर सब्सिडी प्राप्त करने के पात्र हैं । मार्जिन धनराशि की अपेक्षा– 10% … पंजीकृत FPOs, पंचायतों, महिलाओं, SC/ST उद्यमियों और उनके सहकारी समितियों/SHGs और PACS के लिए | 33.33% | रु 7,000/- | रु 2,333/- | रु 6,000/- | रु 2,000/-”FCI has agreed to hire eligible godowns built under the plan for 9 years, so the PACS has assured rent to repay its loan.
What the document says, word for word
Warehouses built under the plan also get relaxed WDRA registration: ₹500 registration fee per warehouse and a fixed ₹50,000 security deposit (amendments, item 6, order of 04.06.2026).
“With a view to ensuring assured utilization of the storage capacity being created under the Plan and strengthening the financial viability of the projects, Food Corporation of India (FCI) has agreed to provide hiring assurance for a period of 9 years, vide [Letter/Communication No. 16-04/2020-STG-III (389201) dated 22.09.2025], subject to the applicable terms and conditions.”How much can I claim?
This clause does not fund this applicant type (4(2)(ख) राष्ट्रीय कृषि और ग्रामीण विकास बैंक (नाबार्ड); 5 बजटीय प्रावधान, वित्तीय सहायता और डवटेलिंग — तालिका, क्रम सं. 5).
The 3% AIF subvention itself is the Agriculture Infrastructure Fund’s benefit (interest capped at 9%, loans up to ₹2 crore per project; SOP Annexure V-I). Since 24.09.2025 the AIF credit-guarantee period is 2+8 years, and NABSanrakshan guarantee cover is also open to these projects (amendments, items 1–2).
Who can apply
- Cooperative
Papers you need
- Detailed Project Report (DPR) for the godown, approved by the society's board
- Proof that the land is the society's own, or a lease of more than 20 years
- Consent of the society's members to use the land for the godown
How to apply
- The State Cooperation Department identifies viable PACS through the District / State Cooperative Development Committee (SOP s.4, Annexure IV); speak to your DCCB or the district cooperative office.
- Submit the DPR to the DCCB / State Cooperative Bank, which appraises and sanctions the loan (SOP s.3).
- Claim the AIF interest subvention through the DCCB on the AIF portal (agriinfra.dac.gov.in) (SOP Annexure V-I).
- Apply for the AMI subsidy online on NABARD’s ENSURE portal within 60 days of the first loan instalment (SOP Annexure V-II, p.33).
Applying is free. Never pay anyone to apply for you.
When to apply
The guidelines set no closing date.
Combining with other schemes
The documents do not say whether this can be combined with other schemes. Ask the implementing office before you count on both.