Menu

Private, free guide — not a government website. Apply only on the official portal.

Scheme running

Go-Sampad Bima Yojana — Mukhyamantri Kamdhenu Yojana

Funded in the budget: Odisha Agriculture Budget speech 2026-27 (20 Feb 2026, Para 46: “Under the Mukhyamantri Kamadhenu Yojana, launched in FY 2024-25, an outlay of Rs.159 crore is proposed in FY 2026-27 to boost milk production.”)

Odisha Go-Sampad Bima (85% premium) · Directorate of Animal Husbandry & Veterinary Services, Fisheries & Animal Resources Development Department, Odisha · State scheme

The state pays 85% of the premium to insure milch cows and she-buffaloes for 1, 2 or 3 years against death; the farmer pays 15%, for up to 5 animals a household.

Dairy & cattleCrop & farmer insurance
Lead benefit
85%of the cost, at most
Components
1each read from the document
Who can apply
Allapplicants
Closing date
Seasonalsee “When to apply”

What it pays

85%of the cost, at most

The state pays 85% of the premium (2.65% of the sum insured for 1 year, 4.505% for 2, 6.36% for 3); you pay 15%.

Read from Odisha MKY Go-Sampad Bima Yojana guideline 2025-26 · clause Sl. 7 Provision of subsidy; Sl. 8 Insurance premium rate · p. 2 · Our copy (PDF)
What the document says, word for word

Enter the premium, not the sum insured. Cows 2–8 years, buffaloes 3–8 years; up to 5 animals a household with subsidy (more at full premium). Value: up to ₹90,000 for a cow giving 10+ litres or a buffalo giving 8+ litres bought under Go-Palan / Buffalo Entrepreneurship / MKUY; other animals ₹6,500 (crossbred) or ₹9,000 (indigenous) per litre of milk (NABARD norm). Runs in addition to central NLM livestock insurance.

“85% of the insurance premium as Govt. share (Farmers share: 15% of the insurance premium) … 3 years 6.36% … 2 Years 4.505% … 1 Year 2.65%”

How much can I claim?

Enter project cost to see the figure.

Read from Odisha MKY Go-Sampad Bima Yojana guideline 2025-26 · clause Sl. 7 Provision of subsidy; Sl. 8 Insurance premium rate · p. 2 · Our copy (PDF)

Enter the premium, not the sum insured. Cows 2–8 years, buffaloes 3–8 years; up to 5 animals a household with subsidy (more at full premium). Value: up to ₹90,000 for a cow giving 10+ litres or a buffalo giving 8+ litres bought under Go-Palan / Buffalo Entrepreneurship / MKUY; other animals ₹6,500 (crossbred) or ₹9,000 (indigenous) per litre of milk (NABARD norm). Runs in addition to central NLM livestock insurance.

Who can apply

  • All applicants

Papers you need

  • Health certificate of the animal with its ear-tag number
  • Aadhaar or other government ID
  • First page of the bank passbook (account number, IFSC)
  • Geo-tagged photos of the animal showing the ear tag

How to apply

  1. Tell the local livestock inspector, vet or the OLRDS insurance intermediary that you want cover (Sl. 10).
  2. On the fixed day the animal is ear-tagged, gets a health certificate and is valued, and geo-tagged photos are taken.
  3. Pay your 15% share (cash, bank transfer or UPI); cover starts on receipt, with no waiting period.
  4. If the animal dies, inform the LI / insurer within 24 hours; the claim is settled within 15 days of complete papers.

Applying is free. Never pay anyone to apply for you.

When to apply

Throughout the year; 49,000 animals targeted in 2025-26.

Combining with other schemes

The documents do not say whether this can be combined with other schemes. Ask the implementing office before you count on both.

Find my subsidy