Rural livelihood & SHGsDAY-NRLM (Aajeevika)
Each women SHG gets a Revolving Fund, on average ₹20,000 to ₹30,000, which stays with the group for loans among its members.
Private, free guide — not a government website. Apply only on the official portal.
Self-help groups, rural jobs, farm assets and forest produce.
Rural livelihood & SHGsEach women SHG gets a Revolving Fund, on average ₹20,000 to ₹30,000, which stays with the group for loans among its members.
Rural livelihood & SHGsEvery rural household whose adult members want unskilled manual work is guaranteed at least 125 days of paid work in a financial year.
Rural livelihood & SHGsWhen the market price of a listed minor forest produce falls below its notified MSP, the State agency buys it from gatherers at the MSP — for example wild honey ₹225 a kg, tamarind with seeds ₹36 a kg, mahua flowers (dried) ₹30 a kg.
Crops & seedsFree farmer training paid by ATMA: up to 7 days in another State (₹1,500 a day), up to 5 days within the State (₹1,250 a day) or 2 days in the district (₹500 a day), including travel, food, stay and training kit.
Irrigation & solar pumpsSoil and water conservation (NRM) works on your own land in a watershed project are paid by the project except your 10% share — 5% if you are SC/ST or a small or marginal farmer — which you can give as cash or labour.
Poultry, goat & piggeryFive goats or sheep free of cost.
Dairy & cattleMilch cows free of cost for eligible rural women.
Fruits, vegetables & flowers₹45,000 per acre of new mulberry garden, up to 2 acres (₹90,000).
Rural livelihood & SHGs₹1,00,000 to a graduate to set up one seripolyclinic.
Fruits, vegetables & flowers₹50 per kg of bivoltine reeling cocoons you produce.
Poultry, goat & piggeryFree Kadaknath birds or turkey poults, and a free kit of 20 laying hens with feed and a cage.
Highest share of cost any running scheme pays for this kind of work, by who applies. The amount is still capped by each scheme’s cost norm.
Each women SHG gets a Revolving Fund, on average ₹20,000 to ₹30,000, which stays with the group for loans among its members.
The page gives an average size, not a fixed amount; the exact sum is set by your State Rural Livelihoods Mission.
“This is a permanent fund of the SHG. It resides with Self Help Group and is used for interloaning among the members of the Self Help Group. The average size of the Revolving Fund is Rs. 20,000/- to Rs. 30,000/- per Self Help Group.”Up to ₹2.5 lakh per SHG is given to the group’s Cluster Level Federation (or Village Organisation), which lends it to SHGs against their micro-credit plans, including for farm livelihoods.
This is a loan fund, not a grant to the SHG: the federation keeps it in perpetuity and lends it on (RBI Master Circular para 5, p.3).
“Community Investment Fund is extended to SHG federations which will be used to advance the loans to SHGs for undertaking socio-economic activities as per micro – credit /investment plan (MCP). An amount up to Rs. 2.50 lakh per SHG is given directly to the Cluster Level Federations (Village Organisations, in case CLF is not yet formed).”A women Producer Group that pools members’ produce to sell together can get up to ₹2 lakh for working capital and infrastructure.
“The Producer Groups are small-sized, unregistered entities with scope for significant business transactions. At the village level, PGs can aggregate the commodities and collectively sell them in the market, with better price negotiation and higher price realization. There is a provision of Rs. 2 Lakh per PG which includes working capital and infrastructure fund, for sustaining their business.”Every rural household whose adult members want unskilled manual work is guaranteed at least 125 days of paid work in a financial year.
Up from 100 days under MGNREGA (FAQ Q11). Each State must notify its own Scheme within six months of 1 July 2026 (s.3(1)), so local details follow the State Scheme.
“5. (1) Save as otherwise provided, the State Government shall, in such rural area in the State as may be notified by the Central Government, provide to every household whose adult members volunteer to do unskilled manual work, not less than one hundred and twenty-five days of guaranteed employment in a financial year in accordance with the Scheme made under this Act. (2) Every person who has done the work given to him under the Scheme shall be entitled to receive wages at the wage rate for each day of work.”From 1 July 2026 the daily wage for this work is ₹300 in most states and up to ₹409 a day (Haryana); for example Uttar Pradesh, Bihar, Madhya Pradesh and Rajasthan ₹300, Punjab ₹360, Karnataka ₹382, Kerala ₹401.
Himachal Pradesh scheduled areas ₹375; three Sikkim gram panchayats ₹450. Work beyond 5 km of the village earns 10% extra (FAQ Q26).
“the Central Government hereby specifies, for the purposes of the said Act, the wage rate applicable to the unskilled manual work provided under the Scheme notified under section 3 of the said Act in column(3) of the Schedule below, in respect of the States and Union territories specified in column (2) thereof, with effect from the 1st day of July, 2026.”Works that create an asset on your own land or homestead are done first for SC, ST, women-headed and other priority households, and then for small and marginal farmers who hold a job card and have an adult willing to work on it.
Which individual works qualify is to be notified by the Central Government; by 6 Oct 2026 the VB-G RAM G circulars page lists only the wage-rate notification. Livelihood works listed in the Act include cattle, goat, pig and poultry shelters and compost/vermicompost units (Schedule I para 4(2)(c), p.19); material spend is capped at 40% at district level (FAQ Q34).
“(6) Without prejudice to the generality of the above, works creating individual assets as notified by the Central Government shall be prioritised on land or homestead owned by households belonging to— (a) the Scheduled Castes; (b) the Scheduled Tribes; (c) nomadic tribes; (d) denotified tribes; (e) economically weaker sections of the society as identified based on criteria notified by the Central Government; (f) women-headed households; (g) households headed by persons with disabilities; (h) beneficiaries of land reforms; (i) beneficiaries under the Pradhan Mantri Awaas Yojana—Gramin (PMAY-G); and (j) beneficiaries under the Scheduled Tribes and Other Traditional Forest Dwellers (Recognition of Forest Rights) Act, 2006 (2 of 2007), and after exhausting the eligible beneficiaries under the above categories, works may be taken up on the lands of small or marginal farmers as identified on the basis of criteria notified by the Central Government, subject to such conditions as may be notified by the Central Government, including the requirement that such households possess a valid job card and have at least one adult member willing to work on the project undertaken on their land or homestead.”If work is not given within 15 days of asking, the State pays a daily unemployment allowance of at least a quarter of the wage for the first 30 days in the year and at least half after that.
“11. (1) If an applicant for employment under the Scheme is not provided such employment within fifteen days of receipt of his application seeking employment or from the date on which the employment has been sought in the case of an advance application, whichever is later, he shall be entitled to a daily unemployment allowance in accordance with the provision of this section. … Provided that no such rate shall be less than one-fourth of the notified wage rate for the first thirty days during the financial year and not less than one-half of the wage rate for the remaining period of the financial year.”When the market price of a listed minor forest produce falls below its notified MSP, the State agency buys it from gatherers at the MSP — for example wild honey ₹225 a kg, tamarind with seeds ₹36 a kg, mahua flowers (dried) ₹30 a kg.
Rates are from the Ministry’s MFP list (items 2, 1 and 25), which is undated on its face. Profits on resale are shared among the ST gatherers (cl. 6(i)). The scheme’s aim is a safety net for forest-dwelling Scheduled Tribe gatherers (Background, p.3).
“g. Revolving funds (100% Centrally funded) will be provided for procurement of MFPs at notified MSP as a reactive measure in case the market price of MFP falls below the notified MSP and as per the procurement plan to be submitted by the State Nodal Departments.”The Ministry’s list gives the MSP in rupees per kg for 87 forest produce items, most valid all over India and some only in named States.
“2 Wild Honey 225 F All India; 1 Tamarind (with seeds) (Tamarindus indica) 36 F All India; 25 Mahua Flowers (dried) (Madhuca longifolia) 30 F All India”A Van Dhan Vikas Kendra of about 15 tribal SHGs (up to 300 members) can be set up with up to ₹15 lakh for raw material, training, tools and machinery, packaging, transport and storage.
The money is sanctioned to the State Government, not paid to members. Van Dhan SHGs must be at least 70% Scheduled Tribes, with ST members in key posts (Definition D).
“k. The TRIFED will sanction a maximum amount of Rs 15.00 lakh to the State Government for setting up a Van Dhan Vikas Kendra (VDVK) for incurring the expenditure on raw material, training and capacity building, tool kits and machinery, mentoring charges, packaging and branding, transportation, storage etc. The value addition of MFPs/non-MFPs will be done at the VDVKs.”Seed money of ₹25,000 for an all-women farmers’ Food Security Group to grow household food-security (kitchen) gardens; two such groups per block every year.
The money goes to the group, not to one member.
“(c) Food Security Groups Per group 0.25 0.50 per Block 2 FSGs/Block is mandatory. These will be all women farmers’ groups and Seed Money will be given for Household food security garden.”A poor household can get 80% of the cost (90% for SC/ST) of a farming-system activity on its own land — such as horticulture, agro-forestry, fish or animal husbandry — from the watershed project.
Meant for poor households in the project area. Distribution of animals, machinery etc. must be avoided (26.8). Your 20% / 10% share is deposited in the Watershed Development Fund.
“Such individual benefitting activities may be taken up to support the poor households. The contribution of the beneficiary will be 20 % (for general category) and 10 % for (SC/ST members) of the total cost estimate of the activity. However, contribution from project fund shall not exceed two (2) times per hectare cost norm (Rs. 22,000 and Rs. 28,000 for plain and hilly areas respectively).”₹1,00,000 to a graduate to set up one seripolyclinic.
For graduate youth only.
“With a view to ensuring the availability of essential disinfectants, silkworm rearing appliances and other required inputs to silk farmers in the vicinity of farming areas, and to create entrepreneurial opportunities for graduate youth, financial assistance of Rs.1,00,000/- is provided for the establishment of a Seripolyclinic.”₹3,000 per crop to a tribal family rearing tasar silkworms (East Godavari and Nellore tribal areas).
“In order to provide wage compensation and to get the minimum livelihood option to 2150 tribes under this scheme @ Rs.3000/- per tribal family per crop is provided with 100% assistance.”